Has your home or business suffered damage?

  • We prepare and negotiate your insurance claim for maximum recovery from your property loss.

  • We provide experienced guidance throughout your recovery process.

What is an Insurance Adjuster

A licensed Insurance Claims Expert who handles the evaluation of your damage.

There are two different kinds of Adjusters:

    • Company Adjuster – Your Insurance Company assigns their own representative to determine what they calculate to be the extent of your damage.
    • Public Adjuster – The law allows you to hire your own Public Adjuster to help prepare, present and negotiate, the settlement of your claim.

What we do

We address every element of your claim, so that your settlement will cover all your repairs, by utilizing professional claims adjustment services such as:

  • Structural repair estimators
  • Inventory teams
  • Environmentalists/ Hygienists
  • Remediation specialists
  • Structural & Mechanical Engineers
  • Furniture Reupholstering & Refinishing Experts
  • Artwork Restorers (Fine Art Appraisers)
  • and other experts as necessary

Who we are

We are Licensed Pubic Insurance Adjusters in the states of New York, New Jersey, Connecticut, and Pennsylvania. Our office is located in Brooklyn, serving the extended tri-state area. Additionally, we maintain affiliate relationships throughout the country.

We have 40 years of professional experience in Insurance, Business and Construction giving us the ability to handle all types of property losses.

We take pride in ensuring that both our Business Owner and Homeowner clients receive the maximum collectible under their Commercial or Homeowner’s policy.

Why use us

  • To represent your best interests.
  • To make sure that no element of your loss is overlooked or undervalued.
  • To help you avoid making any mistakes that could affect your coverage.
  • To have an experienced professional explain everything, and how                                                             things impact your claim.

How much does a Public Adjuster cost

  • Public Adjusters earn a percentage of the settlement they recover for you.
  • States allow different fee percentages (NY-12.5%, NJ-15%, CT-10%, PA-20%)
  • We only get paid if you get paid.
  • We do not charge a fee on any Additional Living Expenses on Homeowners losses.

Why act fast

It is in your best interest to retain the expert services of Merit Adjusters Inc. from the very beginning of the claim process.

We have extensive experience with the sensitive initial interview process with the Insurance Company Adjuster.

It is important for the Company Adjuster to know from the start that they are dealing with an insurance professional, who is fully versed in the terms and                                                      conditions of your policy, as well as the entire claim process.